White Pine Publishing

Making your money make sense, wherever you are in life.

Six short, plain-language guides, each with a free calculator you can use today. No jargon, no guilt, just clear steps you can actually follow.

Six books, six free tools

Each book stands alone. Every tool is free, with no account needed.

Cover of A Strong Financial Foundation
Just graduated

A Strong Financial Foundation

The Graduate’s Guide to Money Management

Your first real paycheck, your first real decisions. Budgeting, credit, and investing basics, plus how to build a circle of people who help you along the way.

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Free tool Credit-Building Timeline See two paths for your credit score: coasting vs. targeted habits.
Open the tool
Cover of Personal Budget Basics
Getting control of my money

Personal Budget Basics

The Step-by-Step Guide to Financial Stability

For anyone tired of feeling out of control with money. A step-by-step path to a budget that holds up, with no jargon and no shame.

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Free tool 50/30/20 Budget Allocator See your ideal Needs, Wants, and Savings split from your real numbers.
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Cover of Newlywed Money Management
Newly married

Newlywed Money Management

Building Wealth and Happiness Together

Two people, two money histories, one household. Turn money stress into a shared plan, even when you start from opposite ends.

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Free tool Fair-Share Calculator See what each partner should fairly contribute, not just a 50/50 split.
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Cover of The Art of Passive Income
Building income beyond the day job

The Art of Passive Income

Strategies for Financial Freedom

Real-life ways to build income streams outside your paycheck, matched to different budgets, interests, and skill levels.

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Free tool Passive Income Path Finder Answer a few quick questions to find your top three matches.
Find my path
Cover of Mid-Life Money Makeover
Mid-life reset

Mid-Life Money Makeover

Revitalize Your Finances for the Second Half

Kids, parents, a mortgage, and retirement getting closer. Realistic strategies for the money questions that show up in mid-life, no overnight overhaul required.

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Free tool Debt Payoff Calculator Compare snowball and avalanche to see which gets you debt-free faster.
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  • A new book in the series
  • An updated edition, like when contribution limits or tax rules change
  • A new free tool or helper
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